La presente informativa è resa, anche ai sensi dell’art. 13 del D. Lgs. 196/2003 “Codice in materia di protezione dei dati personali” (“Codice Privacy”) 
e degli artt. 13 e 14 del Regolamento (UE) 2016/679 (“GDPR”), a coloro che si collegano alla presente edizione online del giornale Tribuna Economica di proprietà di AFC Editore Soc. Coop. 

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Ensuring that credit reaches entrepreneurs and young people wanting to turn their ideas into a business is the objective behind the agreement signed between the European Investment Bank (EIB) and the Instituto de Crédito Oficial (ICO). The EIB will provide EUR 400m to ICO, which will in turn contribute an additional EUR 400m of its own,

meaning that the financing volume available to micro-enterprises (with ten employees or fewer) and the self-employed will total EUR 800m.

The EIB and ICO funds will provide small businesses and the self-employed with financing on favourable conditions – both in terms of maturity and interest rates – so that they have the credit they need to drive their growth and improve their productivity.


This agreement is the second operation that the EIB has signed with ICO specifically targeting the self-employed and micro-enterprises for the financing of small projects in the industrial and services sectors. The previous operation was launched in late-2015 and has benefited more than 10 000 micro-enterprises, most of which have fewer than three employees. They received an average loan of EUR 28 000 to put their projects into practice.